Product Key Information Document

To help investors understand important aspects of a product before making an investment decision, the SFC has strengthened disclosure requirements for various publicly sold investment products, including funds, investment-linked life insurance plans (investment-linked insurance plans), and non-listed structured investment products.

The《Product Key Information Document》is one of the main regulations for enhanced product disclosure. It uses simple and easy-to-understand language to provide a concise introduction to the main features and risks of the investment product for potential investors. The《Product Key Information Document》typically includes the following sections:

- The Name and Category of the Product

- The Name of the Product Issuer

- Overview of Information

- What is this product (and how does it work)?

- What are the main risks of the product?

- What are the fees and charges involved in the investment?

- Other Information

Therefore, in addition to the common information mentioned above, the《Product Key Information Document》will also contain information unique to individual investment product categories.

The《Product Key Information Document》does not replace the entire set of sales documents. Hence, do not rely solely on the 《Product Key Information Document》to make investment decisions. Before making an investment decision, you must read the entire set of sales documents.