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下调基准年利率通知（简体中文）有关：下调基准年利率
感谢阁下选用本公司服务，根据市场情况，由2025年9月23日起（「生效日」），本公司的港元基准年利率将会参照由创兴银行最新公布之「最优惠年利率」（P）进行修订，如下：
| 最优惠年利率（P） | 基准年利率(修订前) | 基准年利率 (修订后) |
|---|
| 港元（%） | 5.500 | 5.375 |
[注] 以上资料截至 2025 年 9 月 23 日，上述基准年利率变更同时适用于人民币。
阁下在本公司的收费如涉及基准年利率（P）将相应变更，包括但不限于现金账户过期利息及保证金账户借贷利息。
有关详情，客户可于生效日起，参阅本公司网页的服务收费表（不时更新）及账户月结单。
如有垂询或需查阅其他币种基准年利率，请联络您的客户经理或致电客户服务热线：+852 3150 7728（香港）、+86 755 8206 0899（内地）、+853 8796 5888（澳门）。
谢垂注！
立桥证券有限公司 谨启2025 年 9 月 23 日
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